My husband and I want a baby, But more and more expenses keep coming up... like One of us needing a new car, Not brand new, but we currently have no car payments, and we just make it by every month with $. I don't want to go into the whole when we have a baby, because babies are expensive. I am 21 and he is 25, and we decided no kids after 30. I have already had 2 miscarriges, so I feel like it is a sign to wait, but we both have the feeling of wanting to have a baby?

Not sure what to do? I know this seems like a silly question. But as much as we want a baby, we don't want to go completely broke, we want to be able to care for our child too, with out loosing our home. we also have alot of credit card debt to pay off as well.